VIP Finance
Your Trusted Partner in Home Loans
About VIP Finance
Independent mortgage broking with your interests at heart.
VIP Finance was founded to make home loans simple, transparent, and genuinely centred on the client — not the bank.
Today, our award-winning team compares 40+ lenders to find the right home loan, commercial finance, or investment loan for every client we work with, at zero cost to them.
The VIP Difference
Independent brokers who put your interests first.
Independent Advice
We work for you, not the banks.
Fast Approvals
Pre-approval in 24 hours.
Expert Brokers
Award-winning mortgage specialists.
Award Winning
MFAA recognised excellence.
Meet the Brokers
Experienced, accredited, and genuinely on your side.
James Whitfield
Founder & Principal Broker
James founded VIP Finance in 2011 and has helped thousands of Australians secure the right home loan. MFAA Accredited.
Priya Nathan
Senior Mortgage Broker
Priya specialises in first-home buyers and refinancing, with over a decade of lending experience.
Daniel Cho
Commercial Finance Specialist
Daniel works with business owners and property investors to structure commercial and construction finance.
Isla Fraser
Client Relations Manager
Isla keeps every application on track, making sure clients are informed from pre-approval through to settlement.
Licensed & Accredited
Recognised by Australia's leading industry bodies.
MFAA Accredited Broker
Mortgage & Finance Association of Australia
Credit Representative 565614
Australian Securities and Investments Commission (ASIC)
Australian Business Number — 59 323 956 021
Australian Business Register (ABR)